Apply For Financing
Albany Motorcars Finance Center
Apply for Financing Online
Begin your financing with a secure online credit application. Once it is submitted, a finance manager at our Albany showroom reviews your information personally and follows up to discuss the options available for your next Mercedes-Benz.
Begin Online, Complete at the Showroom
Your time is valuable. Submitting your credit application before your appointment means much of the documentation is already in motion by the time you arrive at our showroom on East Oglethorpe Boulevard, whether you are driving in from Albany, Leesburg, or Tifton.
The same application applies across our showroom — a new Mercedes-Benz, a Certified Pre-Owned model, or a pre-owned vehicle from our current selection.
If you have questions before you begin, our finance team is available to explain terms, structures, and the difference between financing and leasing, with no commitment on your part.

How the Process Works
Three steps stand between your application and the driver's seat of your next Mercedes-Benz.
Complete the Application
Provide the essentials — name, address, employment, and contact details. The form is encrypted, and submitting it places you under no obligation.
Our Finance Team Reviews It
A member of our finance team reviews your application, identifies the financing structures that may fit your situation, and contacts you to discuss them.
Finalize at the Dealership
Meet with our finance team to review terms, down payment, and trade-in value in person. With your application already on file, the conversation stays focused on the details that matter to you.
Who Should Apply
Anyone considering their next vehicle. The application carries no obligation, and it gives you a clear understanding of your financing position before you visit our showroom.
You have already chosen a model
You found the vehicle you want while browsing our inventory. Applying now allows our finance team to begin reviewing your options ahead of your visit.
This is your first vehicle loan
If you have not financed a vehicle before, applying is a straightforward way to learn what is available to you. Our team explains each term as it comes up.
It has been several years since your last purchase
Income, credit history, and personal circumstances change over time. A current application reflects where you stand today rather than at your last purchase.
You want to compare financing and leasing
The two paths lead to different monthly structures and ownership outcomes. Applying early gives our finance team what it needs to outline both for you.
Submit Your Secure Credit Application
Your information is encrypted and sent directly to the finance team at Albany Motorcars, 805 East Oglethorpe Blvd. A member of our staff will contact you to review your application and discuss the next step.
Secure application. Submitting an application does not obligate you to purchase and is subject to credit review and approval.
Prepare Before Your Visit
Two factors shape a monthly payment more than any other: your trade-in and your financing terms. You can review both before you arrive.
Value Your Trade
Request an estimate for your current vehicle and see how it may apply toward your purchase.
Request an estimatePayment Calculator
Adjust vehicle price, down payment, and term length to estimate a monthly figure that suits your budget.
Estimate a paymentPreparing Your Trade-In
A few steps taken before your appraisal can influence how your current vehicle is evaluated.
Read our guidanceTake the Next Step Toward Your Mercedes-Benz
Drivers across Albany, Leesburg, and Tifton begin their financing with us because our team reviews each application directly and explains every term clearly. Submit yours whenever you are ready.
Albany Motorcars • 805 East Oglethorpe Blvd, Albany, GA 31705